These Bfunded Terms and Conditions (the “TC”) establish the rights and obligations associated with the use of services provided by Bfunded Evaluation OÜ (the “Services”), primarily offered through the website https://bfunded.com (the “Website”). Kindly review these TC carefully. If you do not understand or agree with any part of these Terms, you are not obligated to use the Services. Furthermore, you should refrain from using the Services unless you fully understand and accept these Terms.

1. INTRODUCTORY TERMS

1.1. These TC define the rights and obligations of you ("Customer," "you," or "your") in relation to the use of the Services offered by Bfunded Evaluation OÜ, a company with its registered office located at Maakri 19/2, Tallinn, Harjumaa, Estonia, 10145 ("Provider," "we," or "our").

1.2. By registering on the Website or, where registration is not required, by using the Services for the first time, you enter a contract with the Provider for the provision of the Services you select. These TC constitute an integral part of such a contract, and by entering the contract with the Provider, you confirm your acceptance of these TC.

1.3. The Services are intended exclusively for individuals aged 18 and above who reside in countries where the Services are available. By registering on the Website, you affirm that you are at least 18 years old. Individuals under the age of 18 are prohibited from using the Services. Furthermore, you agree to access the Services only from countries where they are available. You acknowledge that your use of the Services may be restricted or prohibited by law in certain jurisdictions, and you undertake to use the Services in compliance with all applicable laws.

1.4. The Provider will not provide Services to any Customer who: (i) is a citizen of or resides in Restricted Jurisdictions; (ii) is established, incorporated, or has a registered office in Restricted Jurisdictions; (iii) is subject to applicable international sanctions; or (iv) has a criminal record involving financial crimes or terrorism. Restricted Jurisdictions refer to countries identified as such by the Provider and published on the Website. The Provider reserves the right to refuse, restrict, or terminate the provision of Services to any Customer under this clause. Such Customers are prohibited from using the Services, including but not limited to the Trader Portal and/or the Futures Platform.

1.5. The Services provided include tools for simulated crypto exchange trading in the CRYPTO market, simulated trading with other instruments in various financial markets, analytical tools, training and educational materials, access to the Trader Portal, and other related services. These are offered primarily through the Trader Portal or through applications provided by the Provider or third parties. While financial market information is utilized in the simulated trading, you acknowledge that the trading performed through the Services is entirely fictional. The funds provided for demo trading are virtual, and you have no entitlement to them beyond their intended use within the Services. Specifically, such funds cannot be used for actual trading, nor are you entitled to their payment. Unless otherwise explicitly agreed, you will not receive remuneration or profits from simulated trading activities, nor will you be required to cover any losses incurred during such trading.

1.6. NONE OF THE SERVICES PROVIDED BY THE PROVIDER CONSTITUTE INVESTMENT SERVICES UNDER APPLICABLE LAWS. THE PROVIDER DOES NOT OFFER GUIDANCE, INSTRUCTIONS, OR INFORMATION ON HOW TO CONDUCT TRANSACTIONS OR USE THE SERVICES, NOR DOES IT ACCEPT SUCH INPUT FROM YOU. THE SERVICES DO NOT CONSTITUTE INVESTMENT ADVICE OR RECOMMENDATIONS. NO EMPLOYEE, STAFF MEMBER, OR REPRESENTATIVE OF THE PROVIDER IS AUTHORIZED TO PROVIDE INVESTMENT ADVICE OR RECOMMENDATIONS. SHOULD ANY INFORMATION OR STATEMENT FROM A PROVIDER REPRESENTATIVE BE INTERPRETED AS INVESTMENT ADVICE OR A RECOMMENDATION, THE PROVIDER EXPRESSLY DISCLAIMS RESPONSIBILITY FOR SUCH INTERPRETATIONS.

1.7. Your personal data will be processed in accordance with the Privacy Policy.

1.8. Definitions, expressions, and abbreviations used within these TC are explained in clause 18.

2. SERVICES AND THEIR REQUEST

2.1. You may request the Services via the Website by completing the appropriate registration or request form. Upon registration, you will create login credentials for accessing the Trader Portal and/or Futures Platform.

2.2. The Services include, but are not limited to, the Free Trial, Bfunded Challenge, and Verification products. These offerings may vary in the scope of Services provided (e.g., access to analytical tools available to the Customer). The Free Trial allows you to access certain Services free of charge, but within a limited scope and duration. Completion of the Free Trial does not grant access to other Services.

2.3. All information provided by you via the registration or request form, the Trader Portal, or any other means must be accurate, complete, and up to date. You are required to notify us immediately of any changes to your data or update your information in the Trader Portal. You are solely responsible for the accuracy of the data provided. The Provider is not obligated to verify the information you submit.

2.4. If you provide an identification number, tax registration number, or similar details during registration or within the Trader Portal, or if you declare yourself as a legal entity, you will be considered an entrepreneur (trader) for the purposes of these TC. Consequently, provisions of these TC or applicable laws granting rights to consumers will not apply to you.

2.5. The fee for the Bfunded Evaluation is determined by the selected package and may vary based on factors such as initial capital amount, acceptable risk level, and other parameters required to fulfill the conditions of the Bfunded Challenge and subsequent Verification. Detailed information on available options and fees is provided on the Website. The final fee is determined at the time of completing the request form for the Bfunded Evaluation. The Provider reserves the right to offer Services under individually agreed terms, which will be determined at the Provider's discretion. Discounts and benefits cannot be combined unless expressly stated otherwise by the Provider.

2.6. The fee grants you access to the Bfunded Evaluation or associated Services. The fee is non-refundable, even in cases such as cancellation of the Trader Portal, termination of Services or the contract (e.g., failure to complete the Bfunded Challenge or Verification), failure to meet the conditions of the Bfunded Challenge or Verification, or violation of these TC.

2.7. If you raise an unjustifiable dispute regarding the fee with your bank or payment service provider (e.g., through chargebacks or similar mechanisms), resulting in a reversal or refund request, the Provider reserves the right to suspend the provision of Services and refuse any future requests for Services at its discretion.

2.8. The Bfunded Evaluation package selected during your request will also apply to subsequent Challenge and Verification and related products. Challenge and Verification will begin with the parameters and currency corresponding to your chosen Bfunded Evaluation package, and changes to the selection are not permitted. However, this restriction does not apply if you initiate a new Bfunded Evaluation.

2.9. The Provider reserves the right to unilaterally modify fees and parameters of the Services at any time, including conditions for their successful completion.

2.10. Before submitting a binding request for Services, any data entered in the request form can be reviewed, corrected, and amended. Your request for the selected Services is finalized upon submission of the request form. The Provider will confirm receipt of your request via email. For the Free Trial, the contract is executed upon email confirmation. For the Bfunded Evaluation, the contract is executed upon payment of the applicable fee (as detailed in clause 3.4). The contract pertains to the provision of the Bfunded Challenge and, if conditions are met, the subsequent Verification. The contract is concluded in English, archived electronically, and not accessible to you.

2.11. To utilize the Services, you must have the necessary technical equipment and software. The Website is accessible through commonly used web browsers. The cost of internet access, equipment, and web browser updates is your responsibility. The Provider does not guarantee compatibility with specific equipment or software and does not charge additional fees for internet access.

2.12. If the Customer submits an unusually high number of Service requests within an unreasonably short period, the Provider may issue a notice via the Trader Portal as a precaution against potentially harmful behavior. If such behavior continues, the Provider reserves the right to suspend further Service requests. In cases where such behavior is identified as part of Forbidden Trading Practices, the Provider may take actions as outlined in Section 5 of these TC. The Provider retains sole discretion to determine the nature and reasonable boundaries of such behavior.

3. PAYMENT TERMS

3.1. The fees for the Bfunded Evaluation packages are denominated in EUR or USD dependant on your country of residence. However, payment can also be made in other currencies if so, listed on the Website. If you choose a currency other than EUR or USD, the fee for the selected Bfunded Evaluation package will be converted based on our exchange rates, and the total amount payable in your selected currency will be displayed before you confirm your request. You acknowledge that if the payment is made in a currency different from the one you selected on the Website, the amount will be converted according to the prevailing exchange rates at the time of payment.

3.2. The fees for the Services include all applicable taxes. If you are an entrepreneur (trader), you are responsible for fulfilling all tax obligations associated with the use of our Services in accordance with applicable laws. If required, you must ensure the proper payment of any taxes or related fees.

3.3. You may pay the fee for your chosen Bfunded Evaluation package using a payment card, via bank transfer, or through other payment methods currently offered by the Provider on the Website.

3.4. For payments made via payment card or other express payment methods, the payment must be completed immediately. If you choose to pay via bank transfer, we will send you a proforma invoice electronically, specifying the fee amount for your selected Bfunded Evaluation package. You are required to settle the payment within the period specified in the proforma invoice. The fee is considered paid once the full amount is credited to the Provider’s account. Failure to pay within the specified period entitles the Provider to cancel your request.

The Customer is responsible for bearing any fees charged by the selected payment service provider in connection with the transaction, as per the payment service provider’s applicable fee schedule. The Customer must ensure that the full fee for the selected Bfunded Evaluation package is paid without deductions.

4. TRADER PORTAL AND FUTURES PLATFORM

4.1. Each Customer is permitted to maintain only one Trader Portal, which must encompass all Services utilized by the Customer.

4.2. The total number of Bfunded Challenges and Verifications within a single Trader Portal may be restricted based on the aggregate initial capital amounts of the requested products or other parameters. Unless explicitly authorized by the Provider, initial capital amounts may not be transferred between individual products or combined. Additionally, you may not transfer or merge performance metrics, Service parameters, data, or any other information across different products.

4.3. Access to the Trader Portal and Futures Platform is secured by login credentials, which must not be disclosed or shared with any third party. If the Customer has registered as a legal entity, the Customer may grant access to the Services via the Trader Portal to authorized employees and representatives. The Customer assumes full responsibility for all actions conducted through their Trader Portal or Futures Platform. The Provider accepts no liability for any misuse of the Trader Portal, Futures Platform

, or Services, nor is the Customer entitled to compensation for any resulting damages or adverse consequences arising from misuse attributable to the Customer.

4.4. The Customer acknowledges that the Services may not always be available due to maintenance, upgrades, or other factors. The Provider is not liable, and the Customer is not entitled to compensation, for any unavailability of the Trader Portal or Futures Platform, or for any loss or damage to data or content uploaded, transferred, or stored via the Trader Portal or Futures Platform.

4.5. The Customer may request the cancellation of their Trader Portal at any time by sending an email to support@bfunded.com. Such a request is regarded as a termination of the contract by the Customer, rendering the Customer ineligible to continue using the Services, including the Trader Portal and Futures Platform. The Provider will promptly acknowledge receipt of the request via email, at which point the contractual relationship between the Customer and the Provider will be terminated. In this case, the Customer is not entitled to a refund of any fees paid or reimbursement for incurred costs.

5. RULES OF DEMO TRADING

5.1. While engaging in demo trading on the Futures Platform, you may conduct transactions unless such activities involve prohibited trading strategies or practices as defined in clause 5.4. You also agree to adhere to standard market practices and rules applicable to trading on financial markets, including but not limited to risk management principles.

5.2. You acknowledge that the Provider has access to data regarding the demo trades you perform on the Futures Platform. By using the Services, you grant the Provider consent to share this information with affiliated persons or entities within the Provider's group or those otherwise associated with the Provider. Furthermore, you authorize the Provider and these affiliated parties to process and utilize this data at their discretion. You agree that these actions may be executed automatically without requiring additional consent, consultation, or approval from you, and you waive any claim to remuneration or revenue derived from the Provider's use of this information. The Provider acknowledges that your demo trading does not constitute the provision of investment advice or recommendations. You retain the right to suspend your demo trading on the Futures Platform at any time.

5.3. The Provider accepts no responsibility for the accuracy, timeliness, or uninterrupted availability of the information displayed on the Futures Platform. The Provider is not liable for any interruptions, delays, or inaccuracies in the market data accessible through your Trader Portal.

5.4. FORBIDDEN TRADING PRACTICES.

5.4.1 DURING THE DEMO TRADING, IT IS PROHIBITED TO:

a. KNOWINGLY OR UNKNOWINGLY USE TRADING STRATEGIES THAT EXPLOIT ERRORS IN THE SERVICES SUCH AS ERRORS IN DISPLAY OF PRICES OR DELAY IN THEIR UPDATE;

b. PERFORM TRADES USING AN EXTERNAL OR SLOW DATA FEED;

c. PERFORM, ALONE OR IN CONCERT WITH ANY OTHER PERSONS, INCLUDING BETWEEN CONNECTED ACCOUNTS, OR ACCOUNTS HELD WITH DIFFERENT Bfunded ENTITIES, TRADES OR COMBINATIONS OF TRADES THE PURPOSE OF WHICH IS TO MANIPULATE TRADING, FOR EXAMPLE BY SIMULTANEOUSLY ENTERING INTO OPPOSITE POSITIONS;

d. PERFORM TRADES IN CONTRADICTION WITH THE TERMS AND CONDITIONS OF THE PROVIDER;

e. USE ANY SOFTWARE, ARTIFICIAL INTELLIGENCE, ULTRA-HIGH SPEED, OR MASS DATA ENTRY WHICH MIGHT MANIPULATE, ABUSE, OR GIVE YOU AN UNFAIR ADVANTAGE WHEN USING OUR SYSTEMS OR SERVICES;

f. PERFORM GAP TRADING BY OPENING TRADE(S):

I. WHEN MAJOR GLOBAL NEWS, MACROECONOMIC EVENT OR CORPORATE REPORTS OR EARNINGS (“EVENTS”), THAT MIGHT AFFECT THE RELEVANT FINANCIAL MARKET (I.E. MARKET THAT ALLOWS TRADING OF FINANCIAL INSTRUMENTS THAT MIGHT BE AFFECTED BY THE EVENTS), ARE SCHEDULED; AND

II. HOURS OR LESS BEFORE A RELEVANT FINANCIAL MARKET IS CLOSED FOR 2 HOURS OR LONGER.; OR

g. OTHERWISE PERFORM TRADES IN CONTRADICTION WITH HOW TRADING IS ACTUALLY PERFORMED IN THE CRYPTO MARKET OR IN ANY OTHER FINANCIAL MARKET, OR IN A WAY THAT ESTABLISHES JUSTIFIED CONCERNS THAT THE PROVIDER MIGHT SUFFER FINANCIAL OR OTHER HARM AS A RESULT OF THE CUSTOMER’S ACTIVITIES (E.G. OVERLEVERAGING, OVEREXPOSURE, ONE-SIDED BETS, ACCOUNT ROLLING).

5.4.2. As a Customer, you acknowledge and agree that all Services are intended solely for your personal use. This means that only you are permitted to access your Bfunded Challenge and Verification accounts and conduct trades. Accordingly, you agree not to:

a. Allow any third party to access or trade on your Bfunded Challenge and Verification accounts, nor engage or collaborate with any third party to have them perform trades on your behalf, whether the third party is a private individual or a professional;

b. Access any third party’s Bfunded Challenge and Verification accounts, trade on behalf of another party, or provide account management or similar services, including operating or managing Bfunded Challenge and Verification accounts for others, whether performed professionally or otherwise.

If you act contrary to the aforementioned provisions, such actions will be regarded as a Forbidden Trading Practice under Section 5.4, with the corresponding consequences outlined in these TC.

5.4.3. Additionally, you must not exploit the Services by engaging in trades that do not adhere to market-standard risk management rules for financial trading. This includes, but is not limited to: I Opening positions significantly larger than those in your other trades, whether on the same account or any other account; II Opening an unreasonably smaller or larger number of positions compared to your other trades, whether on the same account or any other account. The Provider reserves the right to determine, at its own discretion, whether certain trades, practices, strategies, or situations are Forbidden Trading Practices.

The Provider reserves the right, at its sole discretion, to determine whether specific trades, practices, strategies, or actions constitute Forbidden Trading Practices.

5.5. If the Customer engages in any of the Forbidden Trading Practices outlined in clause 5.4, the Provider may take one or more of the following actions:(i) Consider such actions as a failure to meet the conditions of the respective Bfunded Challenge or Verification;(ii) Remove transactions that violate these prohibitions from the Customer's trading history and/or exclude their results from profits and/or losses;(iii) Immediately cancel all Services provided to the Customer and terminate this contract; or(iv) Reduce the offered leverage on products to 1:1 for any or all of the Customer's accounts.

5.6. In case when some or all Forbidden Trading Practices are executed on one or more Bfunded Challenge and Verification accounts of one Customer, or accounts of various Customers, or by combining trading through Bfunded Challenge and Verification accounts and Bfunded Trader accounts, then the Provider is entitled to cancel all Services and terminate all respective contracts related to any and all Customer’s Bfunded Challenge and Verification accounts and/or apply other measures in Clause 5.5. The Provider may exercise any and all actions in Clauses 5.5 and 5.6 at its own discretion. 

5.7. If any Bfunded Trader accounts are used for or involved in Forbidden Trading Practices, this may constitute a breach of the applicable terms and conditions of the Bfunded Trader account with the third-party provider. Such actions may result in the cancellation of the associated accounts and the termination of related agreements by the third-party provider.

5.8. If the Customer repeatedly engages in any of the Forbidden Trading Practices described in clause 5.4, and the Provider has previously notified the Customer of such actions, the Provider reserves the right to restrict the Customer's access to all or part of the Services, including access to the Trader Portal and Futures Platform, without any compensation. In such cases, the Customer is not entitled to a refund of any fees paid.

5.9. The Provider assumes no responsibility for any trading or investment activities conducted by the Customer outside the scope of the Provider’s Services. This includes activities utilizing data or other information obtained from the Trader Portal, Futures Platform, or other aspects of the Services for real trading in financial markets, even if the Customer uses the same Futures Platform for demo trading.

5.10. FINANCIAL MARKETS ARE SUBJECT TO FREQUENT AND ABRUPT CHANGES. TRADING ON FINANCIAL MARKETS INVOLVES RISKS, MAY NOT BE PROFITABLE, AND CAN RESULT IN SIGNIFICANT FINANCIAL LOSSES. PREVIOUS PERFORMANCE OR PROFITS ACHIEVED THROUGH DEMO TRADING DO NOT GUARANTEE OR INDICATE FUTURE PERFORMANCE.

6. BFUNDED CHALLENGE AND VERIFICATION

6.1. Upon payment of the fee for the selected Bfunded Evaluation package, the Customer will receive access to the Futures Platform through the Trader Portal. The Bfunded Evaluation is activated when the Customer initiates the first demo trade in the Futures Platform. 

YOU ACKNOWLEDGE THAT, BY INITIATING THE FIRST DEMO TRADE, YOU EXPLICITLY REQUEST THE PROVIDER TO DELIVER THE FULL SCOPE OF SERVICES. IF YOU ARE A CONSUMER, THIS CONSTITUTES ACCEPTANCE OF THE COMPLETION OF SERVICES PRIOR TO THE EXPIRATION OF THE WITHDRAWAL PERIOD, WHICH IMPACTS YOUR RIGHT TO WITHDRAW FROM THE CONTRACT, AS FURTHER DETAILED IN CLAUSE 12.. 

If you do not activate the Bfunded Evaluation within 30 calendar days from the date it was made available to you, your access will be suspended. You may request a renewal of access through the Trader Portal or by emailing support@bfunded.com within six months of the initial suspension. If no renewal request is made within this period, the provision of Services will be terminated without any entitlement to a refund of the fee.

6.2. To successfully meet the conditions of the Bfunded Challenge, the Customer must simultaneously fulfill all of the following parameters:

6.2.1. The Customer must have opened and closed a minimum of two demo trades on at least four separate calendar days;

6.2.2. in the course of none of the calendar days during the Bfunded Challenge did the Customer report a loss on any demo trades opened and closed on that day, which would exceed the percentage of the initial capital for the respective option as described below:

6.2.3. at no time during the Bfunded Challenge did the Customer report a loss on any opened and closed demo trades, which would exceed in total the percentage of the initial capital for the respective option as described below:

6.2.4. the Customer is in a total profit on all closed demo trades amounting to at least the percentage of the initial capital for the respective option as described below:

The above parameters are explained in more detail here on the Website.

6.3. If the Customer has met the conditions of the Bfunded Challenge specified in clause 6.2, and at the same time has not violated these TC, in particular the rules of demo trading under clause 5.4, the Provider will evaluate the Bfunded Challenge as successful and will make the Verification available to the Customer free of charge by sending login details to the Customer’s e-mail address or Trader Portal. The Provider does not have to evaluate the Bfunded Challenge if the Customer has not closed all trades.

6.4. The Customer activates the Verification by opening the first demo trade in the Futures Platform. If the Customer does not activate the Verification within 30 calendar days from the day on which the Customer received the notification, the Customer’s access to the Verification will be suspended. The Customer may request the renewal of access via the Trader Portal or by sending an e-mail to support@bfunded.com within 6 months of the suspension, otherwise we will terminate the provision of the Services without any right to a refund.

6.5. In order for the Customer to meet the conditions of the Verification, the Customer must fulfil all of the following parameters at the same time:

6.5.1.during the Verification, The Customer must have opened a minimum of two demo trades on at least four separate calendar days;

6.5.2.in the course of none of the calendar days during the Verification did the Customer report a loss on any demo trades opened and closed on that day, which would exceed the percentage of the initial capital for the respective option as described below:

6.5.3. at no time during the Verification did the Customer report a loss on the sum of the opened and closed demo trades, which would exceed in total the percentage of the initial capital for the respective option as described below:

6.5.4. Customer is in total profit from all closed demo trades amounting to at least the percentage of the initial capital for the respective option as described below:

The above parameters are explained in more detail here on the Website.

6.6. For the Customer to meet conditions of the Verification, the Customer shall comply with the following:

6.6.1. Customer has met the conditions of the Verification specified in clause 6.5;

6.6.2. Customer has not violated these TC, in particular, the rules of demo trading under clause 5.4; and

6.6.3. Customer has not exceeded the maximum total amount of the capital allocation of USDT 200,000, individually or in combination, per Customer or per each trading strategy, within the meaning of applicable Bfunded Trader Program agreement, if Customer is already participating in the Bfunded Trader Program.

If the above conditions are met, the Provider will evaluate the Verification as successful and will recommend the Customer as a candidate for Bfunded Trader program. The Provider does not have to evaluate the Verification if the Customer has not closed all transactions.

6.7. If during the Bfunded Challenge the Customer does not comply with some of the conditions specified in clause 6.2.2. or 6.2.3., the Bfunded Challenge will be evaluated as unsuccessful, and the Customer will not be allowed access to the subsequent Verification. If during the Verification the Customer does not comply with any of the conditions specified in clause 6.5.2. or 6.5.3., the Verification will be evaluated as unsuccessful, and the Customer will not be recommended as a candidate for the Bfunded Trader program. In such cases, the Customer’s account and Services will be cancelled without refund of fees already paid.

6.8. Provider recommending Customer as a candidate for the Bfunded Trader Program in no way guarantees Customer’s acceptance into the Bfunded Trader Program. The Provider is not responsible for Customer being rejected by the Bfunded Trader Program for any or no reason.

7. BFUNDED TRADER

If the Customer successfully completes both the Challenge and Verification, the Customer may, at the sole discretion of a third-party company, be offered a contract to participate in the Bfunded Trader Program. The terms, conditions, and agreement governing the relationship between the Customer and the third-party company are solely between those parties. Bfunded Evaluation OÜ is not involved in any manner with the Bfunded Trader Program agreement—or lack thereof—between the third-party company and the Customer. The Customer acknowledges and agrees that their personal data may be shared with the third-party company for the purpose of evaluating the possibility of offering such a contract.

8. USE OF THE WEBSITE, SERVICES AND OTHER CONTENT

8.1. The Website and all Services, including the Trader Portal, their appearance and all applications, data, information, multimedia elements such as texts, drawings, graphics, design, icons, images, audio and video samples, and any other content that may form the Website and the Services (collectively as the “Content”), are subject to legal protection pursuant to copyright laws and other legal regulations and are the property of the Provider or the Provider’s licensors. The Provider grants you limited, non-exclusive, non-transferable, non-assignable, non-passable, and revocable permission to use the Content for the purpose of using the Services for your personal use and in accordance with the purpose for which the Services are provided. The Content is not sold or otherwise transferred to you and remains the property of the Provider or the Provider’s licensors.

8.2. All trademarks, logos, trade names, and other designations are the property of the Provider or Provider’s licensors, and the Provider does not grant you any authorization to use them.

8.3. Both the Customer and the Provider undertake to act in accordance with the principles of fair dealing in the performance of the contract and in mutual negotiations and, in particular, not to damage the good reputation and legitimate interests of the other party. The Customer and the Provider will resolve any possible disagreements or disputes between them in accordance with these TC and the applicable law.

8.4. Except for the rights expressly set out in these TC, the Provider does not grant you any other rights relating to the Services and other Content. You may only use the Services and other Content as set out in these TC.

8.5. When accessing the Services and other Content, the following is prohibited:

8.5.1. to use any tools that may adversely affect the operation of the Website and Services or that would be intended to take advantage of errors, bugs or other deficiencies of the Website and Services;

8.5.2. to circumvent geographical restrictions of availability or any other technical restrictions;

8.5.3. to make copies or back-ups of the Website and other Content;

8.5.4. to reverse-engineer, decompile, disassemble or otherwise modify the Website and other Content;

8.5.5. to sell, rent, lend, license, distribute, reproduce, spread, stream, broadcast or use the Services or other Content otherwise than as permitted;

8.5.6. to use automated means to view, display or collect information available through the Website or Services; and

8.5.7. to use any other tools or means the use of which could cause any damage to the Provider.

8.6. The provisions of clause 8 are not intended to deprive the Customer of the Customer’s consumer rights which cannot be excluded by law.

9. DISCLAIMER

9.1. YOU ACKNOWLEDGE THAT THE SERVICES AND OTHER CONTENT ARE PROVIDED “AS IS” WITH ALL THEIR ERRORS, DEFECTS AND SHORTCOMINGS, AND THAT THEIR USE IS AT YOUR SOLE RESPONSIBILITY AND RISK. TO THE MAXIMUM EXTENT PERMITTED BY THE MANDATORY LAWS, THE PROVIDER DISCLAIMS ANY STATUTORY, CONTRACTUAL, EXPRESS, AND IMPLIED WARRANTIES OF ANY KIND, INCLUDING ANY WARRANTY OF QUALITY, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON- INFRINGEMENT OF ANY RIGHTS.

9.2. TO THE EXTENT PERMITTED BY THE MANDATORY PROVISIONS OF THE APPLICABLE LAWS, THE PROVIDER IS NOT RESPONSIBLE FOR ANY HARM, INCLUDING ANY INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE OR CONSEQUENTIAL DAMAGES, INCLUDING LOST PROFIT, LOSS OF DATA, PERSONAL OR OTHER NON-MONETARY HARM OR PROPERTY DAMAGE CAUSED AS A RESULT OF USE OF THE SERVICES OR RELIANCE ON ANY TOOL, FUNCTIONALITY, INFORMATION OR ANY OTHER CONTENT AVAILABLE IN CONNECTION WITH THE USE OF THE SERVICES OR ELSEWHERE ON THE WEBSITE. THE PROVIDER IS NOT RESPONSIBLE FOR ANY PRODUCTS, SERVICES, APPLICATIONS OR OTHER THIRD- PARTY CONTENT THAT THE CUSTOMER USES IN CONNECTION WITH THE SERVICES. IN CASE THE PROVIDER’S LIABILITY IS INFERRED IN CONNECTION WITH THE OPERATION OF THE WEBSITE OR PROVISION OF THE SERVICES BY A COURT OF JUSTICE OR ANY OTHER COMPETENT AUTHORITY, THIS LIABILITY SHALL BE LIMITED TO THE AMOUNT CORRESPONDING TO THE FEE PAID BY THE CUSTOMER FOR THE SERVICES IN CONNECTION WITH WHICH THE CUSTOMER HAS INCURRED THE LOSS.

9.3. The Provider reserves the right to modify, change, replace, add, or remove any elements and functions of the Services at any time without any compensation.

9.4. The Provider is not responsible for its failure to provide the purchased Services if that failure occurs due to serious technical or operational reasons beyond the Provider’s control, in the case of any crisis or imminent crisis, natural disaster, war, insurrection, pandemic, a threat to a large number of people or other force majeure events, and/or if the Provider is prevented from providing the Services as a result of any obligations imposed by law or a decision of a public authority.

9.5. The provisions of Clause 9 are not intended to deprive the Customer of the Customer’s consumer or other rights that cannot be excluded by law.

10. VIOLATION OF THE TC

10.1. IF THE CUSTOMER VIOLATES ANY PROVISION OF THESE TC IN A MANNER THAT MAY CAUSE ANY HARM TO THE PROVIDER, IN PARTICULAR, IF THE CUSTOMER ACCESSES THE SERVICES IN CONFLICT WITH CLAUSE 1.3 OR 1.4, IF THE CUSTOMER PROVIDES INCOMPLETE, UNTRUE OR NON-UPDATED INFORMATION IN CONFLICT WITH CLAUSE 2.3, IF THE CUSTOMER ACTS IN A MANNER THAT MAY DAMAGE THE PROVIDER’S GOOD REPUTATION, IF THE CUSTOMER VIOLATES THE DEMO TRADING RULES PURSUANT TO CLAUSE 5.4, IF THE CUSTOMER ACTS IN CONFLICT WITH CLAUSE 8.3, AND/OR IF THE CUSTOMER PERFORMS ANY OF THE ACTIVITIES REFERRED TO IN CLAUSE 8.5, THE PROVIDER MAY PREVENT THE CUSTOMER FROM REQUESTING ANY OTHER SERVICES AND COMPLETELY OR PARTIALLY RESTRICT THE CUSTOMER’S ACCESS TO ALL OR ONLY SOME SERVICES, INCLUDING ACCESS TO THE TRADER PORTAL AND FUTURES PLATFORM, WITHOUT ANY PRIOR NOTICE AND WITHOUT ANY COMPENSATION.

11. COMMUNICATION

11.1. You acknowledge that all communication from the Provider or its partners in connection with the provision of Services will take place through the Trader Portal or your e-mail address, which you register with us. Written electronic communication by e-mail or through the Trader Portal is also considered to be written communication.

11.2. Our contact e-mail address is support@bfunded.com and our contact address is Maakri 19/2, Tallinn, Harjumaa, Estonia, 10145

12. RIGHT TO WITHDRAW FROM A CONTRACT

12.1. If you are a consumer, you have the right to withdraw from a contract without giving a reason within 14 days of its execution (see clause 2.10 for details on the time of execution of the agreement). PLEASE NOTE THAT IF YOU START PERFORMING DEMO TRADES BEFORE THE EXPIRY OF THE SPECIFIED TIME LIMIT, YOU LOSE YOUR RIGHT TO WITHDRAW FROM THE CONTRACT.

12.2. Your withdrawal from the contract must be sent to our e-mail address support@bfunded.com within the specified time limit. You can use the template form available here to withdraw. We will confirm the receipt of the form to you in text form without undue delay. If you withdraw from the contract, we will refund you without undue delay (no later than 14 days after your withdrawal from the contract) all fees we have received from you, in the same way in which you paid them.

12.3. The Provider is entitled to withdraw from the contract in the case of any breach by the Customer specified in Clause 10. The withdrawal has effect from the day of its delivery to the e-mail address of the Customer or through the Trader Portal.

13. DEFECTIVE PERFORMANCES

13.1. If the Services do not correspond to what was agreed or have not been provided to you, you can exercise your rights from defective performance. The Provider does not provide any guarantee for the quality of the services. You must notify us of the defect without undue delay at our e-mail address or at our address listed in clause 11.2. When exercising the rights from defective performance, you may request that we remedy the defect or provide you with a reasonable discount. If the defect cannot be remedied, you can withdraw from the contract or claim a reasonable discount.

13.2. We will try to resolve any complaint you may lodge as soon as possible (no later than within 60 calendar days), and we will confirm its receipt and settlement to you in writing. If we do not settle the complaint in time, you have the right to withdraw from the contract. You can file a complaint by sending an e-mail to our e-mail address support@bfunded.com.

14. CHANGES TO THE TC

14.1. The Provider reserves the right to change these TC from time to time with effect for the contract previously entered into by the Customer. The Provider will notify the Customer of the change in the TC at least 7 days before the change in the TC is effective, via the Trader Portal or by e-mail. If the Customer does not agree with the change, the Customer is entitled to reject it. The Customer must do so no later than on the last business day before these changes take effect by sending the rejection to our e-mail address support@bfunded.com. Upon receiving such rejection, the contract will be terminated. If the Customer does not reject the change, it is considered that the Customer agrees to the new version of TC.

14.2. If the change offers the Customer a new service or other additional functionalities or this change is solely to their advantage, the Provider can inform the Customer about this change less than 7 days before the effective date of such change, but no later than the day before its effectiveness.

14.3. The Provider will mainly change these TC for the following reasons:

14.3.1. to introduce new services or products or amend existing services or products;

14.3.2. to reflect legal or regulatory requirements that apply to the Provider;

14.3.3. when the Provider will try to make these TC easier to understand or more helpful to the Customer;

14.3.4. to adjust the way our Services are provided, particularly if the change is needed because of a change in the way the technology is provided or background processes;

14.3.5. to reflect changes in the cost of running our business.

15. OUT-OF-COURT CONSUMER DISPUTE SETTLEMENT

15.1. It is our objective that our customers are satisfied with the Bfunded services; therefore, if you have any complaints or suggestions, we will be happy to resolve them directly with you and you can contact us at our e-mail address or at our address listed in clause 11.2.

15.2. This section 15.2 applies only to a consumer who is at the same time an EU resident. The Estonian Consumer Disputes Commitee (Tarbijavaidluste komisjon), with its registered office at Endla 10 a, 10122 identification no.: 7003218, website here is responsible for the out-of-court settlement of consumer disputes. You can also use the platform at the following website here to resolve disputes online.

16. CHOICE OF LAW AND JURISDICTION

16.1. Any legal relations established by these TC or related to them, as well as any related non-contractual legal relations, shall be governed by the laws of the Estonia. Any dispute that may arise in connection with these TC and/or related agreements will fall within the jurisdiction of the Estonian court having local jurisdiction according to the registered office of the Provider.

16.2. The provisions of clause 16.1 do not deprive the consumers of the protection afforded to them by the mandatory laws of the relevant Member State of the European Union or any other jurisdiction.

17. DURATION AND TERMINATION OF THE CONTRACT

17.1. The contract is concluded for a definite period until the Bfunded Challenge or Verification is passed or failed in accordance with the clause 6.2. or 6.5 respectively.

17.2. The contract may be terminated by either party earlier in accordance with these TC. The contract terminates automatically and with immediate effect in case the Customer during Bfunded Challenge or Verification does not open at least one demo trade during a period of 30 consecutive days.

17.3. Notwithstanding clause 17.2 the Provider may terminate this contract with cause and immediate effect when the provision of Services under contract would affect the ability of the Provider to adhere to its legal obligations or requests or decisions of a governmental bodies or other regulators

17.4. Either Party may terminate this contract without cause by serving a written notice at least 7 days in advance in accordance with Clause 11 on the other Party.

18. FINAL PROVISIONS

18.1. The Provider has not adopted any consumers codes of conduct.

18.2. These TC constitute the complete terms and conditions agreed between you and the Provider and supersede all prior agreements relating to the subject matter of the TC, whether verbal or written.

18.3. Nothing in these TC is intended to limit any legal claims set out elsewhere in these TC or arising from the applicable law. If the Provider or any third party authorized thereto does not enforce the compliance with these TC, this can in no way be construed as a waiver of any right or claim.

18.4. The Provider may assign any claim arising to the Provider from these TC or any agreement to a third party without your consent. You agree that the Provider may, as the assignor, transfer its rights and obligations under these TC or any agreement or parts thereof to a third party. The Customer is not authorized to transfer or assign the Customer’s rights and obligations under these TC or any agreements or parts thereof, or any receivables arising from them, in whole or in part, to any third party.

18.5. If any provision of the TC is found to be invalid or ineffective, it shall be replaced by a provision whose meaning is as close as possible to the invalid provision. The invalidity or ineffectiveness of one provision shall not affect the validity of the other provisions. No past or future practice established between the parties and no custom maintained in general or in the industry relating to the subject-matter of the performance, which is not expressly referred to in the TC, shall be applied and no rights and obligations shall be derived from them for the parties; in addition, they shall not be taken into account in the interpretation of manifestations of the will of the parties.

18.6. The schedules to the TC form integral parts of the TC. In the event of a conflict between the wording of the main text of the TC and any schedule thereof, the main text of the TC shall prevail.

18.7. Prior to the mutual acceptance of these TC, the parties have carefully assessed the possible risks arising from them and accept those risks.

19. DEFINITIONS, EXPRESSIONS AND ABBREVIATIONS USED

19.1. For the purposes of the TC, the following definitions shall have the following meanings:

19.1.1. “Trader Portal” means the user interface located on the Website;

19.1.2. “Content” means the Website and all Services, including the Trader Portal, Futures Platform their appearance and all applications, data, information, multimedia elements such as texts, drawings, graphics, design, icons, images, audio and video samples and other content that may form the Website and the Services (as set out in clause 8.1);

19.1.3. “Customer” means the user of the Services (as set out in clause 1.1);

19.1.4. “Events” means events as set out in clause 5.4.1(f)(I);

19.1.5. “Bfunded Challenge and Verification account” means trading accounts related to trading education courses provided as part of the Services by the Provider;

19.1.6. “Bfunded Trader account” means a trading account, which relates to the Bfunded Trader program provided by a third-party provider;

19.1.7. “Forbidden Trading Practices” means trading practices strictly forbidden while using our Services and are more detailed in Section 5.4 of these TC;

19.1.8. “TC” means these Terms and Conditions of Bfunded;

19.1.9. “Provider” means the provider of certain Services (as set out in clause 1.1);

19.1.10. “Schedules” means Schedule 1 and any other Schedules as applicable, which are part of these TC;

19.1.11. “Services” means the Provider’s services as set out in clauses 1.1 and 1.5;

19.1.12. “Futures Platform” means an electronic interface where Customer performs the demo trading; and

19.1.2.13 “Website” means the website bfunded.com.

19.2 For the purposes of the GTC and their schedules, the following expressions and abbreviations shall have the following meanings:

19.2.1. “calendar day” means the period from midnight to midnight of the time currently valid in UTC (Universal Time Coordinated);

19.2.2. “initial capital” means a fictitious amount that the Customer has chosen when selecting the package of the Bfunded Evaluation and which the Customer will use to perform demo trading;

19.2.3. “EUR” means the Euro;

19.2.4. “USD” means the United States Dollar;

19.2.5. “USDT” means the United States Dollar;

These TC shall enter into force and effect on 05 March 2025.

SCHEDULE 1

PACKAGES OF Bfunded CHALLENGES AND VERIFICATIONS

Bfunded Challenge or Verification with an initial capital of 5000 USDT

Bfunded Challenge or Verification with an initial capital of 10,000 USDT

Bfunded Challenge or Verification with an initial capital of 25,000 USDT

Bfunded Challenge or Verification with an initial capital of 50,000 USDT

Bfunded Challenge or Verification with an initial capital of 100,000 USDT

Bfunded Challenge or Verification with an initial capital of 200,000 USDT